FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Statement of Condition
As of December 31
Displayed in thousands
Assets |
2025 |
2024 |
|---|---|---|
Cash and Due From Banks |
$7,877 |
$5,691 |
Federal Funds Sold |
$200 |
$200 |
Interest Bearing Due From Banks |
$102,117 |
$52,970 |
Investment Securities |
||
U.S. Treasury Securities |
$4,427 |
$5,442 |
U.S. Government Agency Securities |
$0 |
$0 |
Non Taxable Securities |
$0 |
$0 |
Total Investment Securities |
$4,427 |
$5,442 |
Loans |
||
Commercial/Industrial Loans |
$149,645 |
$165,538 |
Real Estate Loans |
$249,918 |
$277,215 |
Ag. Consumer Loans |
$7,409 |
$11,594 |
Total Gross Loans |
$406,972 |
$454,347 |
Allowance for Loan Losses |
$(5,702) |
$(5,820) |
Total Net Loans |
$401,270 |
$448,526 |
Bank Premises and Equipment |
$4,734 |
$4,933 |
Other Assets |
$5,526 |
$7,309 |
Total Assets |
$526,151 |
$525,071 |
Liabilities |
2025 |
2024 |
|---|---|---|
Non-Interest Bearing Deposits |
$113,857 |
$145,665 |
Interest-bearing Deposits |
$296,443 |
$241,397 |
Brokered Deposits |
$10,000 |
$40,000 |
Total Deposits |
$420,300 |
$427,062 |
Borrowed Funds - FHLB Advances |
$35,892 |
$38,971 |
Other Liabilities |
$1,206 |
$1,338 |
Tax Accrual |
$0 |
$2 |
Total Liabilities |
$457,397 |
$467,373 |
Equity Capital |
||
Common Stock |
$200 |
$200 |
Capital Surplus |
$27,705 |
$27,705 |
Net Unrealized Securities G(L) |
$(1) |
$10 |
Retained Earnings |
$40,850 |
$29,784 |
Total Equity Capital |
$68,754 |
$57,698 |
Total Liabilities and Equity |
$526,151 |
$525,071 |
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